Last weekend, I began doing my year-end housekeeping ritual. Organizing my file cabinets. Like many living in the hyper-expensive Bay Area, we have limited space. This means that all of my family’s records – taxes, investments, insurance (auto/home/life), automobile, house, credit card bills, utility bills, medical, school, warranty information, etc. – must fit in the three-drawer filing cabinet located in the closet of one of our bedrooms.

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